What is a Digital Bank?

Digital banks are revolutionising personal banking, offering an alternative to traditional banks with fast, secure and easy. We offer competitive banking services such as current accounts, savings accounts, and debit  cards, often at a cheaper rate than traditional banks.

Vectorium Holding.
The operating holding of the group is a legal entity under Luxembourg law which since 2015 has been active in international finance, innovative technologies, and eco-sustainability exploiting the synergies among the different participations (leveraging the cross-functional opportunities).

Why Use Digibank

24/7 availability
anytime, anywhere

No matter where you are, at home or abroad, you can access your bank account, check your account balance, control your savings, get customer support, make payments and even lock your debit card if needed. In addition, get real-time notifications every time you make a transaction, so there won’t be any surprises at the end of the month. No need to make appointments, stand in line and lose working hours to manage your finances.

Why Use Digibank

Get approved fast

Opening an account is simple, with no lengthy paperwork. Just, prove your identity, top up your account and you’re ready to go. As digital bank, we don’t even require credit checks, so you can open an account and get access to it in minutes.

Why Use Digibank

Lower fees

As a digital platform with no physical branches, we can offer lower fees than traditional banks – especially when it comes to ATM withdrawals, money exchange/transfer and payments abroad.

Why Use Digibank

Makes traveling easier

Digital banks = borderless banking. Low exchange rates and low/no ATM withdrawal fees worldwide make traveling a whole lot easier (and cheaper) than with traditional banks- especially in the eurozone. And for added safety, lock or unlock your debit card while you travel, directly on line.

Why Use Digibank


One of the frustrating things about traditional banks is the amount of documents, contracts and letters that are sent to your mailbox. With us everything you need is on line and all communications are sent to your smartphone or your email. Gone are the days of rummaging through piles of paper around your house – and protecting the environment is the cherry on top.

Why Use Digibank


We provide  the highest safety standards, ensuring your money and data are protected 24/7. We are authorised and regulated by local authorities, safeguarding our customers’ funds using a network of stable European banks.

Frequently ask Questions


Increased flexibility and convenience. The use of electronic money brings increased flexibility and convenience to the table.  Historical record. Prevents fraudulent activities. Instantaneous. Increased security.

Under regulation 2(1) of the EMR, EMI is defined as an entity authorised by the Financial Conduct Authority (FCA) as an e-money institution.The core service that EMI may provide is e-money issuance and redemption. E-money is understood as meaning monetary value stored in electronic or magnetic form. Electronic Money Institutions are companies that are licensed to provide financial services to third parties and store their funds on special segregated accounts. Being more agile and fast in their operations, EMIs are a great alternative to traditional banks.

According to the Financial Conduct Authority, which regulates APIs and EMIs, clients’ e-money is protected through an internal process known as safeguarding.  Electronic money institutions and payment institutions must comply with the specific safeguarding requirements set out in EMD2 and PSD2. However, it’s important to note that payment institutions that only offer payment initiation or account information services are not subject to any safeguarding requirements.

Also, regarding safeguarding, funds received by electronic money institutions for services related to e-money issuance and unrelated payment services are not allowed to be kept in the same safeguarding account.


Let's talk

Contact Us

Address: Digibank ou Harju Maakondo, Tallinnn Nomme Linnosa, Rannaku PST 12 Tallin Estonia LEI 984500B50949D5C49B64

Address: Vectorium Holding SLP Rue Notre Dame 34 2240 Luxembourg

Email: info@dgbank.me